Avoid skyrocketing insurance and HOA fees with a move to senior living.

At American House, you’ll find a friendly, comfortable lifestyle in a warm and welcoming environment. We simplify life for our residents, so they enjoy the independence that comes from living maintenance-free with chef-prepared meals, full-service amenities, and personal, regularly scheduled transportation. With a robust calendar of social activities and events, beautiful grounds and quiet spaces, you can focus on staying healthy and active while building rich, lasting friendships.

The benefits of senior living at American House are clear, especially compared to homeownership. If you’ve been paying attention to what’s happening with property insurance and homeowners’ association fees (HOA) due to the increasing cost of hurricane damage, it’s increasingly obvious that life in South Florida is fast becoming more expensive.

• Hurricane Ian (2022): $114 billion
• Hurricane Irma (2017): $59.5 billion
• Hurricane Andrew (1992): $55.9 billion
• Hurricane Michael (2018): $29 billion
• Hurricane Wilma (2005): $27.9 billion

Hurricane Ian sent shockwaves through the insurance industry. Florida carriers have seen their risk transfer pricing surge, with rate increases averaging between 30% and 50% for the year. Six insurers went solvent in Florida last year alone, with most of them saying the decision was based on risk exposure in the hurricane-prone state. At the end of 2022, average annual property insurance premiums had already risen to more than $4,200, three times the national average, and are still on the rise. Homeowners’ association (HOA) dues are also expected to increase significantly, unveiling a new reality in South Florida. With these soaring hurricane-induced premiums, Florida is becoming unaffordable for many homeowners, especially when you consider the hurricanes are becoming stronger and more frequent. Many homeowners are still waiting on insurance claims from Hurricane Ian and still struggling to find a way forward.

In our American House communities, our residents enjoy a sense of satisfaction, knowing expenses will not be going up every month and premiums stay in pocket. Their days are filled with choices, whether it’s catching a movie in our cinema-style theaters or socializing in a screened-in lanai or gathering for a community outing. With our private and affordable apartments and available 24/7 care, our residents enjoy peace of mind in a place they’re happy to call home.

We invite you to schedule a visit at one of our beautiful Florida communities:
American House Bluewater Bay
American House Bonita Springs
American House Boynton Beach
American House Coconut Point
American House Ft. Myers
American House Sarasota
American House St. Petersburg
American House Wildwood
American House Zephyrhills